Simple Banking for Everyday Life

Banking That Works for You

Managing your finances should feel simple, not complicated. At American Interstate Bank, we offer personal banking solutions designed around your everyday needs — from checking and savings accounts to digital tools that keep you connected.

With a focus on personal service and local support, we take the time to understand your goals and provide solutions that fit your lifestyle. Whether you’re handling daily expenses or planning for the future, we’re here to help every step of the way.

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BUSINESS ONLINE BANKING

Welcome to American Interstate’s Bank Online Banking for Business. You can do your banking from the convenience of your home or office 24 hours a day.

When you access Online Banking, you agree to be bound by the terms of the Business Internet Banking Agreement and Authorizations.

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COMMERCIAL CHECKING

We offer a full array of commercial banking services. Allow us to assist you with choosing the right commercial account, specifically tailored to your needs.

Sole Proprietor Checking Account

Designed specifically for individual business owners (pursuant to federal banking regulations).

Commercial Checking Analysis Account

Account analysis is specifically designed for high volume business accounts. Fees are imposed only when the following charges are not offset by an earnings credit:

• Monthly Maintenance:  $7.50
• Per Deposit:  $ .12
• Per Check Written:  $ .12
• Per Item Transit Deposited:  $ .06
• Reserve Requirement:  12%
• Earnings credit is based on the average 91 day U.S. Treasury Bill rate and is subject to change monthly.

Commercial Money Market Account

Interest is earned and credited monthly to your account based on an average daily balance computation method. A premium interest rate is paid for balances of $10,000 or above. The account is free from monthly service charges if a minimum balance of $1,000 or more is maintained. Access is limited to three third-party checks and three transfers per month.

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COMMERCIAL LOAN SERVICES

Choose From A Variety Of Commercial Loan Products For Businesses Of All Sizes:

• Line of Credit
• Equipment/Vehicles
• Real Estate
• Construction
• Land Development
• Business Start-Up

Additional Services Offered With Commercial Loans

• Commercial Credit Cards (Mastercard/Visa)
• Safe Deposit Boxes
• Cashier’s Checks and Money Orders
• Wire Transfers

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